What to Do With a 529 Plan If Your Kid Doesn’t Go to College

You’ve been saving for years in a 529 plan, which lets you fund your child’s college costs tax-free. But what happens if your kid doesn’t go to college? Will you face a steep tax bill?

Not to worry. Money in a 529 account can be used tax-free for many types of schooling, not just expenses at a four-year college. And there are several ways you can use those savings, even if your child doesn’t pursue any type of higher education.

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